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Mike Thrift

Marketing Manager

3751 postsView all authors
Permanent 100% Bonus Depreciation Returns: How Small Businesses Stack Section 168(k), Section 179, and QIP in 2026
·mike

Permanent 100% Bonus Depreciation Returns: How Small Businesses Stack Section 168(k), Section 179, and QIP in 2026

The One Big Beautiful Bill Act made 100% bonus depreciation under Section 168(k) permanent for qualified property placed in service after January 19, 2025. This guide explains how small businesses coordinate Section 179, qualified improvement property, and the new Section 168(n) manufacturing deduction — and the acquisition-date rules that decide eligibility.

bonus-depreciation
section-179
depreciation
OBBBA Locks In the Section 199A QBI Deduction: A 2026 Playbook for Pass-Through Owners
·mike

OBBBA Locks In the Section 199A QBI Deduction: A 2026 Playbook for Pass-Through Owners

Section 199A is now permanent under OBBBA. Pass-through owners get a 20% deduction, wider SSTB phase-in ranges ($75K single / $150K joint above the 2026 threshold), a new $400 minimum for material participants, and the same W-2 wage and UBIA tests at the top of the band.

tax-planning
tax-deductions
small-business
The Standard Deduction Is Now Permanent: How OBBBA Reshapes the Itemize-vs-Standard Decision for 2026
·mike

The Standard Deduction Is Now Permanent: How OBBBA Reshapes the Itemize-vs-Standard Decision for 2026

How the One Big Beautiful Bill Act made the doubled standard deduction permanent, raised the SALT cap to $40,000, added a 0.5% AGI charitable floor, and stacked a $6,000 senior bonus deduction — with concrete math for the 2026 itemize-versus-standard decision.

tax
tax-planning
tax-deductions
How to Reconcile Payment Processor Payouts: A Clearing Account Guide
·mike

How to Reconcile Payment Processor Payouts: A Clearing Account Guide

A payment processor payout bundles gross sales, fees, refunds, chargebacks, sales tax, and rolling reserves into one net deposit. Route every piece through a clearing account so your books tie out to the penny and match the gross volume on your 1099-K.

reconciliation
payments
small-business
Regulation Crowdfunding: How Founders Raise Up to $5 Million From the Public Without Hiring Wall Street
·mike

Regulation Crowdfunding: How Founders Raise Up to $5 Million From the Public Without Hiring Wall Street

Reg CF lets non-reporting U.S. companies sell securities to the public up to $5 million per rolling 12 months through an SEC-registered funding portal. This guide walks through the $124,000 investor limits, Form C disclosure, bad-actor checks, tombstone advertising, ongoing C-U and C-AR filings, and the bookkeeping for SAFEs, offering costs, and escrow that founders most often get wrong.

crowdfunding
fundraising
startup
SaaS Revenue Metrics: Building the MRR Waterfall and Reading What It Says About Growth
·mike

SaaS Revenue Metrics: Building the MRR Waterfall and Reading What It Says About Growth

A 2026 reference for SaaS founders on calculating MRR and ARR, decomposing the five-bucket recurring-revenue waterfall, interpreting NRR/GRR, and reconciling subscription metrics to GAAP revenue under ASC 606.

saas
metrics
revenue-recognition
Salon and Barbershop Booth Rental Bookkeeping: Schedule C vs Schedule E, 1099 Rules, and Self-Employment Records
·mike

Salon and Barbershop Booth Rental Bookkeeping: Schedule C vs Schedule E, 1099 Rules, and Self-Employment Records

Salon and barbershop booth rent can land on Schedule C, Schedule E, or both — and it is usually the booth renter, not the shop, who owes the Form 1099-MISC. A practical guide to worker classification, deductions, and audit-ready bookkeeping for shop owners and booth renters.

bookkeeping
small-business
self-employment
Schedule M-1: Reconciling Book Income to Tax on Forms 1120, 1120-S, and 1065
·mike

Schedule M-1: Reconciling Book Income to Tax on Forms 1120, 1120-S, and 1065

Schedule M-1 reconciles book net income to taxable income on Forms 1120, 1120-S, and 1065. Walk through every line, the permanent versus temporary differences that drive the gap (federal tax, 50% meals, MACRS depreciation, deferred revenue), when Schedule M-3 takes over at $10 million in assets, and the workpaper discipline that keeps books and returns tied together.

tax-compliance
reconciliation
c-corporation
Section 1041 and Divorce: A Guide to Property Transfers, Carryover Basis, and QDROs
·mike

Section 1041 and Divorce: A Guide to Property Transfers, Carryover Basis, and QDROs

Section 1041 lets spouses transfer property tax-free during and after divorce, but carryover basis, the six-year window, QDROs, ISO conversions, and post-TCJA alimony rules quietly reshape every settlement. A working guide to what must be fixed before the decree is signed.

divorce
tax-planning
capital-gains
Section 1235 Capital Gains Treatment for Patent Sales: How Inventors Convert Royalty Income Into Long-Term Capital Gain
·mike

Section 1235 Capital Gains Treatment for Patent Sales: How Inventors Convert Royalty Income Into Long-Term Capital Gain

Section 1235 lets individual inventors and qualifying early investors treat a patent sale as long-term capital gain — even without a one-year holding period — if they transfer all substantial rights. This guide explains who qualifies as a holder, why the rule survived the TCJA carve-out for self-created intangibles, and how to draft the transfer so the IRS sees a sale rather than a royalty license.

tax-planning
capital-gains
tax
Section 139 Disaster Relief Payments: Tax-Free Employer Aid After Federally Declared Disasters
·mike

Section 139 Disaster Relief Payments: Tax-Free Employer Aid After Federally Declared Disasters

Section 139 lets employers pay employees tax-free aid after a federally declared disaster — no FICA, no W-2 reporting, no 1099, and fully deductible to the employer. The guide covers qualifying expenses, the disaster definition, the documentation that survives an audit, and a worked $54,000 example.

tax
payroll
employee-benefits
Section 25C Energy Efficient Home Improvement Credit: A Final-Year Filing Guide Before the OBBBA Sunset
·mike

Section 25C Energy Efficient Home Improvement Credit: A Final-Year Filing Guide Before the OBBBA Sunset

Section 25C's 30% federal credit for heat pumps, insulation, windows, and other home efficiency upgrades ends with the OBBBA sunset on December 31, 2025, making the 2025 return the last chance to claim up to $3,200 per household — provided you supply a valid 4-character QMID on Form 5695.

tax
tax-credits
tax-planning
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