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Mike Thrift

Marketing Manager

3751 postsView all authors
Form 2290 and the HVUT: How Trucking Operators File Heavy Highway Vehicle Use Tax Before the August 31 Deadline
·mike

Form 2290 and the HVUT: How Trucking Operators File Heavy Highway Vehicle Use Tax Before the August 31 Deadline

Form 2290 funds federal highway maintenance through an annual excise tax on vehicles with a taxable gross weight of 55,000 pounds or more. Owner-operators and fleets owe up to $550 per truck and must file by August 31 — late filings trigger a 4.5% monthly penalty and DMV registration suspension.

tax
tax-compliance
tax-deadlines
Form 5329 and the Missed RMD: How SECURE 2.0's 25%/10% Penalty Rules Work
·mike

Form 5329 and the Missed RMD: How SECURE 2.0's 25%/10% Penalty Rules Work

SECURE 2.0 cut the missed-RMD excise tax from 50% to 25%, and to just 10% if the shortfall is corrected within a two-year window. Form 5329 is how taxpayers claim the reduced rate or request a full reasonable-cause waiver, and the form also starts the IRS's three-year limitations clock.

tax
tax-compliance
tax-planning
Form 6765 R&D Tax Credit Payroll Offset: How Qualified Small Businesses Turn $500,000 of Section 41 Credit Into Cash
·mike

Form 6765 R&D Tax Credit Payroll Offset: How Qualified Small Businesses Turn $500,000 of Section 41 Credit Into Cash

Section 41 lets a qualified small business apply up to $500,000 of R&D credit per year against employer Social Security and Medicare taxes via Form 6765 and Form 8974. This guide explains the QSB tests, the four-part research test, the redesigned Section G that becomes mandatory in 2026, and how OBBBA's Section 174 reset changes the timing math.

tax-credits
payroll
startup
Form 8027: How Restaurants Apply the 8% Tip Allocation Rule and Avoid W-2 Box 8 Surprises
·mike

Form 8027: How Restaurants Apply the 8% Tip Allocation Rule and Avoid W-2 Box 8 Surprises

Form 8027 requires large food and beverage establishments to reconcile gross receipts against employee-reported tips and allocate any shortfall below 8% to directly tipped employees on W-2 Box 8. This guide covers the 10-employee filing test, the three approved allocation methods, the tip-versus-service-charge distinction, and the reconciliation discipline that keeps Box 8 empty.

restaurant
payroll
tax-compliance
Form 8867 Paid Preparer Due Diligence in 2026: Avoiding $650-Per-Credit Penalties on EITC, CTC, AOTC, and HOH Returns
·mike

Form 8867 Paid Preparer Due Diligence in 2026: Avoiding $650-Per-Credit Penalties on EITC, CTC, AOTC, and HOH Returns

Form 8867 due diligence carries a $650 penalty per credit in 2026 — up to $2,600 per return — plus EFIN, PTIN, and OPR risk. A practical breakdown of the four IRC §6695-2 duties, the red flags IRS examiners hunt for, and the file structure that survives a 25-return due diligence visit.

tax-compliance
tax-preparation
cpa
Form 941-X Explained: How Employers Correct Payroll Tax Errors, Recover Overpayments, and Stay Inside the Three-Year Statute of Limitations
·mike

Form 941-X Explained: How Employers Correct Payroll Tax Errors, Recover Overpayments, and Stay Inside the Three-Year Statute of Limitations

A practical walkthrough of Form 941-X — when to use the adjustment process versus the claim process, the three-year (or two-year) statute of limitations, the stricter rules for federal income tax withholding, and what to put on Line 43 so the correction holds up under IRS review.

payroll
tax-compliance
irs-reporting
Form W-2c and W-3c: How to Correct a W-2 Without Triggering Penalty Cliffs
·mike

Form W-2c and W-3c: How to Correct a W-2 Without Triggering Penalty Cliffs

Form W-2c fixes errors on previously filed W-2s, but the penalty structure stacks behind the original February 2 due date — $60, $130, $340, or $680 per form depending on how late you file. A practical guide to W-2c and W-3c filing, the 10-return e-file threshold, SSA mismatch letters, and reconciling with Form 941-X.

payroll
tax-compliance
w-2-wages
Form I-9 and E-Verify Compliance: ICE's March 2026 Fact Sheet and the New Penalty Math
·mike

Form I-9 and E-Verify Compliance: ICE's March 2026 Fact Sheet and the New Penalty Math

ICE's March 16, 2026 fact sheet reclassifies common Form I-9 errors as substantive violations with no cure period. Paperwork penalties now run $288 to $2,861 per form, and a 500-employee company with a 40% error rate faces six-figure exposure. This guide covers the timing rules, retention windows, E-Verify mandates in eleven states, the alternative procedure for remote verification, and how to run a defensive self-audit.

compliance
hiring
payroll
Low-Income Housing Tax Credit (LIHTC) Section 42: How Developers Use 9% and 4% Credits to Finance Affordable Housing Projects
·mike

Low-Income Housing Tax Credit (LIHTC) Section 42: How Developers Use 9% and 4% Credits to Finance Affordable Housing Projects

A 2026 LIHTC field guide for developers — how the 9% and 4% credits differ, how qualified basis and the 70%/30% present-value subsidies are calculated, the three overlapping compliance clocks, the IRS forms (8609, 8609-A, 8586, 8611), syndication mechanics, and the One Big Beautiful Bill Act changes that cut the bond financing test from 50% to 25%.

real-estate
tax-credits
tax-compliance
New Markets Tax Credit (NMTC): How CDEs, Investors, and Local Businesses Stack a 39% Federal Credit Over Seven Years
·mike

New Markets Tax Credit (NMTC): How CDEs, Investors, and Local Businesses Stack a 39% Federal Credit Over Seven Years

A practical walkthrough of the New Markets Tax Credit — how the 39% federal credit flows from a CDE to investors and projects over seven years, who plays which role, what continuous compliance requires, and where deals most often break.

tax-credits
community-development
real-estate
Saver's Credit 2026: The Last $1,000 Tax Credit Before SECURE 2.0's Saver's Match
·mike

Saver's Credit 2026: The Last $1,000 Tax Credit Before SECURE 2.0's Saver's Match

Tax year 2026 is the final year for the Saver's Credit, a nonrefundable credit worth up to $1,000 per person ($2,000 MFJ) for IRA and 401(k) contributions. This guide covers the 2026 AGI brackets, Form 8880 line by line, and what changes when the Saver's Match arrives in 2027.

tax
tax-credits
retirement-savings
Schedule M-1 and M-3 Book-Tax Reconciliation: From GAAP Net Income to Form 1120 Taxable Income
·mike

Schedule M-1 and M-3 Book-Tax Reconciliation: From GAAP Net Income to Form 1120 Taxable Income

Schedule M-3 kicks in at $10 million of year-end total assets and demands four-column detail on every book-tax difference; M-1 stays single-page below that line. A CFO walkthrough of how the reconciliation works, the recurring permanent and temporary differences, and the habits that keep the schedule clean.

tax
tax-compliance
c-corp
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