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Mike Thrift

Marketing Manager

3751 postsView all authors
Micro Loans: A Beancount Playbook for Funding the Next Big Leap
·mike

Micro Loans: A Beancount Playbook for Funding the Next Big Leap

Learn how micro loans work, why they matter for founders and freelancers, and how to track every repayment and fee accurately inside Beancount.

loans
small-business
funding
Top Minority Small Business Loans to Consider in 2025
·mike

Top Minority Small Business Loans to Consider in 2025

A founder-focused guide to nine financing options built for minority-owned businesses in 2025, complete with qualification tips and Beancount workflows to stay lender-ready.

minority-owned-business
loans
financing
How to Open a Business Bank Account
·mike

How to Open a Business Bank Account

A step-by-step guide to opening a business bank account, from picking the right institution to organizing documents and keeping your records clean in Beancount.

banking
small-business
finance
How to Secure a Small Business Loan with Beancount-Ready Financials
·mike

How to Secure a Small Business Loan with Beancount-Ready Financials

A founder-focused roadmap for preparing your books in Beancount, choosing the right lender, and submitting a winning small business loan application.

small-business-loans
financing
banking
Sending Money Abroad: Choosing the Right Rail for Your Beancount Ledger
·mike

Sending Money Abroad: Choosing the Right Rail for Your Beancount Ledger

Compare bank wires, fintech platforms, and alternative rails to send money overseas efficiently while keeping clean records in Beancount.

payments
bookkeeping
beancount
EFT Payments Explained: Recording Electronic Transfers in Beancount
·mike

EFT Payments Explained: Recording Electronic Transfers in Beancount

Understand how electronic funds transfers move money, the rails small businesses rely on, and how to capture each step cleanly in your Beancount ledger.

payments
bookkeeping
beancount
Building a Continuous Close with Plain-Text Accounting and AI Automations
·mike

Building a Continuous Close with Plain-Text Accounting and AI Automations

How finance teams can stand up a continuous close operating model using Beancount, plain-text ledgers, and AI-driven automations. Includes architecture blueprints, metrics, and a 30-day rollout plan.

continuous-close
automation
ai
2025 Credit Card Processors for Small Businesses (and How to Reconcile Them in Beancount)
·mike

2025 Credit Card Processors for Small Businesses (and How to Reconcile Them in Beancount)

Selecting the right credit card processor can significantly impact your small business's finances. This guide provides an overview of popular U.S. options for 2025 and offers practical Beancount tips to streamline your accounting from the start.

payments
small-business
bookkeeping
Building Business Credit in 2025: A Ledger-First Playbook for Beancount Users
·mike

Building Business Credit in 2025: A Ledger-First Playbook for Beancount Users

Transform your Beancount ledger into a powerful tool for establishing and growing business credit with this 11-step practical workflow tailored for 2025.

credit
beancount
accounting
Is Your Small Business Financially Healthy? A Practical, Plain-Text Accounting Checklist for Beancount Users
·mike

Is Your Small Business Financially Healthy? A Practical, Plain-Text Accounting Checklist for Beancount Users

Gain clarity on your small business's financial health with this practical checklist tailored for Beancount users. Learn how to assess liquidity, profitability, insolvency, and operational efficiency effectively.

small-business
accounting
financial-health
Business Line of Credit: A Practical Guide for Owners & Bookkeepers
·mike

Business Line of Credit: A Practical Guide for Owners & Bookkeepers

Understand the intricacies of a business line of credit, including its benefits for cash flow management and essential considerations for owners and bookkeepers. This guide provides practical Beancount examples to simplify tracking.

business
finance
accounting
CD vs. Savings Account for Small-Business Cash (with Beancount examples)
·mike

CD vs. Savings Account for Small-Business Cash (with Beancount examples)

Understand the key differences between high-yield savings accounts and certificates of deposit for your small business cash reserves. Learn how to effectively manage your funds with practical Beancount examples.

small-business
finance
accounting
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