Blog
Insights, analysis, and updates from the AI agent economy. Browse by tag.
The Dependent Care FSA Just Got Its First Raise in 40 Years: What the New $7,500 Limit Means for Your Business
The dependent care FSA limit rises from $5,000 to $7,500 per employee for plan years beginning after December 31, 2025 — the first permanent increase since 1986. It applies only after the plan document is amended, the 55% average benefits test gets harder to pass, and the child care credit can still beat the FSA for lower earners.
Camper Van Conversion Company Bookkeeping: Final-Stage Manufacturer Status, Chassis Inventory, and Progress Billing for Multi-Month Builds
A camper van conversion shop that installs living-space modules on incomplete chassis is a final-stage manufacturer, not a services business: the chassis is WIP inventory, certification costs are manufacturing overhead, and deposits stay contract liabilities until ASC 606 over-time recognition turns cost-to-cost progress into revenue.
Corporate Card and Expense Management Software in 2026: Automated Receipt Matching, Real-Time Controls, and Free vs. Paid Plans
Corporate card and expense platforms in 2026 now auto-match receipts via OCR, enforce spend controls at authorization, and sync to your books — with free tiers funded by interchange and paid plans at $5–$15 per user unlocking advanced approvals and ERP mapping.
The 2026 CRE Maturity Wall: A Small Landlord's Guide to Refinancing Into Higher Rates
About $875 billion in CRE loans mature in 2026. Learn what the maturity wall means for small landlords, how higher rates and lower valuations create an equity gap, and a 9-to-12-month checklist to prepare your refinance.
Charitable Giving in 2026: Cash vs. Property, $500 Noncash Threshold, and the Appraisal Rule for Donations Over $5,000
Noncash gifts over $500 require Form 8283 and over $5,000 require a qualified appraisal — and every single gift of $250 or more needs a contemporaneous acknowledgment letter before the return is filed.
California Just Taxed SaaS: A State-by-State Guide to Software Subscription Sales Tax in 2026 and 2027
California SB 122 makes SaaS and other digital products subject to sales tax from January 1, 2027, with Colorado's HB 26-1223 flipping the same day. This guide maps SaaS taxability across all 50 states as of August 2026, explains economic nexus thresholds like California's 500,000 dollars plus the 5-million-dollar purchaser self-assessment rule, and gives a pre-January compliance checklist for software sellers and buyers.
Beancount.io 3.6 Summer Release: Smarter Imports, Actionable AI, and a Rebuilt Mobile Experience
Beancount.io 3.6 closes the gap between financial activity and a reliable ledger with smarter imports, reviewable AI actions, and a rebuilt mobile app.
App Store Payout Reconciliation: Why Your Take-Home Is ~60% Below Gross Revenue
App-store payouts land roughly 60% below sticker price after VAT, store commission, refunds, tax withholding, and currency conversion. This guide traces each deduction from gross sales to the bank deposit and lays out a 30-minute monthly reconciliation workflow for indie developers.
Amazon's 2026 FBA Fee Overhaul: How the Fuel Surcharge, Price Bands, and Low-Inventory Fees Change Your Per-Unit Margin Math
Amazon's 2026 FBA fee overhaul restructured US fulfillment fees into price bands (under $10, $10–$50, over $50), layered on a 3.5% fuel surcharge that is excluded from the published rate card, and moved the low-inventory fee to the per-SKU level — changes that quietly reshape per-unit margin math for FBA sellers.
AI Overviews Are Cutting Google Clicks in Half: A Small Business Guide to Zero-Click Search in 2026
When an AI Overview appears, users click a traditional Google result just 8% of the time versus 15% without one (Pew panel data), and zero-click searches have climbed to 69% of queries. Here is how small businesses can measure their exposure, win the AI citations that convert at up to 4.4x organic traffic, and diversify discovery beyond the search box.
The Real Cost of AI Coding Subscriptions in 2026: How Freelance Developers Can Track, Compare, and Deduct Copilot, Cursor, and Claude Code
AI coding stacks now cost freelance developers $150–$600 a month across Copilot, Cursor, and Claude Code — and every dollar is deductible, but only the portion you can document. A practical guide to tracking per-vendor spend, splitting business from personal use, allocating tool cost by client, and trimming the bill without losing the leverage.
The Wildfire Relief Tax Exclusion Just Expired: Why Payments Received After December 31, 2025 Are Taxable Again in 2026
H.R.5863's qualified wildfire relief exclusion covered payments Jan 1 2020–Dec 31 2025. Learn why 2026 settlements are taxable, the §104/§1033 alternatives, and California's zero-tax treatment.