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Insights, analysis, and updates from the AI agent economy. Browse by tag.

AUSTRAC Tranche 2: What Australian Accountants and Bookkeepers Must Do Before July 29, 2026
·mike

AUSTRAC Tranche 2: What Australian Accountants and Bookkeepers Must Do Before July 29, 2026

Australia's Tranche 2 AML/CTF reforms made accountants, bookkeepers, and tax agents AUSTRAC reporting entities on July 1, 2026, with enrollment due by July 29. Here are the nine designated services that trigger the obligation, what the enrollment form requires, and the penalties for missing it — up to $36.4 million per contravention for a corporation.

compliance
bookkeeping
accounting
Amazon Is Ending Stickerless Commingled Inventory: What FBA Sellers Must Do Before March 31, 2026
·mike

Amazon Is Ending Stickerless Commingled Inventory: What FBA Sellers Must Do Before March 31, 2026

Amazon ends stickerless commingled inventory on March 31, 2026. Resellers must apply FNSKU labels ($0.20–$0.50/unit) while Brand Registry owners get virtual tracking; unlabeled stock gets flagged defective. Here's the labeling deadline timeline, who pays what, and the lot-level costing and landed-cost accounting changes sellers need before the cutoff.

amazon
e-commerce
inventory
Aerial Banner Towing & Skywriting Company Bookkeeping: The FAA Waiver That Gates Every Flight Hour
·mike

Aerial Banner Towing & Skywriting Company Bookkeeping: The FAA Waiver That Gates Every Flight Hour

How banner towing and skywriting operators should keep their books — track the FAA Certificate of Waiver (Form 7711-2) as the license that gates revenue, accrue engine-overhaul reserves per flight hour, treat client deposits as deferred revenue until the flight flies, and reserve peak-season cash against twelve months of fixed costs.

bookkeeping
small-business
compliance
Talent and Modeling Agency Bookkeeping: Why "What We Kept" Is Not the Same as "What We Earned"
·mike

Talent and Modeling Agency Bookkeeping: Why "What We Kept" Is Not the Same as "What We Earned"

Talent and modeling agencies must record the full booking amount as gross revenue — not just the 10–20% commission they keep — hold client funds in a separate trust account (a legal requirement under California's Talent Agencies Act), and reconcile commission splits against contracts monthly. Five bookkeeping rules that prevent IRS 1099 mismatches, commingling violations, and talent payout disputes.

bookkeeping
small-business
creative-industries
Split-Dollar Life Insurance, Explained: How Business Owners and Key Employees Share the Cost of a Policy
·mike

Split-Dollar Life Insurance, Explained: How Business Owners and Key Employees Share the Cost of a Policy

Split-dollar life insurance is an agreement — not a policy type — for an employer and a key employee to divide the premiums, cash value, and death benefit of one permanent policy. This guide compares the two structures (collateral assignment vs. endorsement), explains how the IRS taxes each under the economic benefit and loan regimes, why premiums are never deductible, and how to book the arrangement correctly from day one.

insurance
employee-benefits
executive-compensation
Singapore's GST InvoiceNow Mandate: What Voluntary Registrants Must Do Starting April 2026
·mike

Singapore's GST InvoiceNow Mandate: What Voluntary Registrants Must Do Starting April 2026

From April 1, 2026, IRAS can reject voluntary GST registration applications in Singapore that don't include InvoiceNow adoption. Here's the phased rollout timeline through 2031, the four-step Peppol setup process, available grants of up to S$1,000 per SME, and how transaction-level reporting changes the case for clean books.

tax-compliance
invoicing
small-business
The Short-Term Rental Tax Loophole in 2026: Cost Segregation, 100% Bonus Depreciation, and the 7-Day Rule
·mike

The Short-Term Rental Tax Loophole in 2026: Cost Segregation, 100% Bonus Depreciation, and the 7-Day Rule

How the short-term rental loophole lets W-2 earners deduct rental losses against salary — average guest stays of 7 days or less plus one of seven material participation tests move the property out of passive-loss rules, and a cost segregation study combined with the OBBBA's permanent 100% bonus depreciation can convert 20–30% of the purchase price into first-year deductions.

real-estate
tax-planning
cost-segregation
Sequence-of-Returns Risk: Why the Order of Market Returns Can Make or Break Your Retirement
·mike

Sequence-of-Returns Risk: Why the Order of Market Returns Can Make or Break Your Retirement

Two retirees with identical average returns can end up decades apart in portfolio longevity — the order of returns decides it. How sequence-of-returns risk works, why the ten-year retirement risk zone hits business owners and freelancers hardest, and five defenses including cash buffers, bucket strategies, bond tents, and spending guardrails.

retirement-savings
financial-planning
risk-management
The Long-Term Part-Time Employee Rule: Why Your 401(k) Eligibility Tracking Needs an Update Right Now
·mike

The Long-Term Part-Time Employee Rule: Why Your 401(k) Eligibility Tracking Needs an Update Right Now

Under SECURE 2.0, any employee who works 500+ hours in two consecutive 12-month periods and is 21 or older must be allowed to defer into your 401(k) — even if your plan requires 1,000 hours. Here's what the IRS's final LTPT regulations require, who qualifies, and the rolling two-year hours-tracking system small businesses need to avoid missed-deferral corrections.

retirement-plans
employee-benefits
payroll
You Missed the July 4 Solar Deadline. Here's What's Actually Left of the Business Tax Credit
·mike

You Missed the July 4 Solar Deadline. Here's What's Actually Left of the Business Tax Credit

Businesses that missed the July 4, 2026 begin-construction deadline can still claim the 30% Section 48E solar credit — but only if the system is placed in service by December 31, 2027, with no partial credit after. Covers the under-1 MW prevailing-wage exemption, domestic content and energy community adders, MACRS plus 100% bonus depreciation, selling the credit under Section 6418, and the 10-year FEOC clawback risk.

solar
tax-credits
tax-deadlines
Revenue Recognition for Usage-Based SaaS Billing: A Founder's Guide to ASC 606
·mike

Revenue Recognition for Usage-Based SaaS Billing: A Founder's Guide to ASC 606

Under ASC 606, usage-based revenue is recognized as customers consume the service — not when they pay. How the stand-ready obligation, variable consideration, and the right-to-invoice practical expedient apply to metered API and SaaS pricing, with journal entries for prepaid credits, overages, and unbilled receivables.

revenue-recognition
saas
accrual-accounting
Restaurant Reservation Deposits and No-Show Fees: The Deferred Revenue Guide
·mike

Restaurant Reservation Deposits and No-Show Fees: The Deferred Revenue Guide

Restaurant no-shows cost the U.S. industry roughly $16 billion a year, and the deposits that fight them create a bookkeeping trap — under ASC 606 a reservation deposit is a liability, not revenue, until the guest dines or forfeits. Here's how to record deposits as deferred revenue, book no-show forfeitures as breakage, and reconcile net payouts from OpenTable, Resy, and Tock.

restaurant
revenue-recognition
accrual-accounting
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