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#bookkeeping

Bookkeeping

Modern bookkeeping techniques using plain-text and automated workflows

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Sales Tax Nexus in 2026: Economic Nexus Thresholds by State and the $100K / 200-Transaction Trap After Wayfair
·mike

Sales Tax Nexus in 2026: Economic Nexus Thresholds by State and the $100K / 200-Transaction Trap After Wayfair

The $100K-or-200 shorthand is wrong in most states in 2026 — many repealed the transaction test and three big states use $500K. Track gross by state and channel before the notice does.

tax-compliance
small-business
finance
South Africa's 2026 VAT Threshold Jump: What the New R2.3 Million Line Means for Your Small Business
·mike

South Africa's 2026 VAT Threshold Jump: What the New R2.3 Million Line Means for Your Small Business

South Africa's 2026 Budget raises the compulsory VAT registration threshold from R1 million to R2.3 million effective 1 April 2026, lifts voluntary registration to R120,000, and adds a R600,000 tax-free band to turnover tax — here's who should consider deregistering, who shouldn't, and how to keep the bookkeeping clean through the transition.

tax
tax-compliance
tax-planning
1099-K Threshold for 2026: Why Gig Workers and Online Sellers Still Get a Form at $600 in Most States Even After the Federal $5,000 Patch
·mike

1099-K Threshold for 2026: Why Gig Workers and Online Sellers Still Get a Form at $600 in Most States Even After the Federal $5,000 Patch

Federal relief says $5,000 but most states still require $600 — a form in the mailbox may be state-driven. Reconcile per-TPSO gross to taxable income and don't pay tax on mis-coded reimbursements.

tax-compliance
small-business
finance
Your Auditor Will Soon Have to Prove Your Cash Actually Exists — Even If You Never See It
·mike

Your Auditor Will Soon Have to Prove Your Cash Actually Exists — Even If You Never See It

AICPA SAS No. 150, issued July 2026 and effective for periods ending on or after December 15, 2028, requires auditors to externally confirm cash held by third parties — payment processor reserves, PEO payroll trust accounts, and escrow balances — unless narrow risk-based conditions are met. Here is what changes for audited businesses and how to prepare your books.

compliance
financial-reporting
payments
Do You Need an ABN? The Sole Trader Tax Basics Every Australian Freelancer Should Know
·mike

Do You Need an ABN? The Sole Trader Tax Basics Every Australian Freelancer Should Know

Australian sole traders who invoice without an ABN lose 47% of each payment to mandatory withholding. This guide covers free same-day ABN registration, the $75,000 rolling 12-month GST threshold, quarterly BAS due dates, individual marginal tax rates for 2026-27, deductible super contributions, and the ATO's five-year record-keeping rule.

tax
self-employment
freelance
Carpet and Upholstery Cleaning Bookkeeping: Why Every Truck Is Its Own Profit Center
·mike

Carpet and Upholstery Cleaning Bookkeeping: Why Every Truck Is Its Own Profit Center

Carpet cleaning chemistry should run 5–7% of revenue, a $25,000 truckmount costs about $10 per operating hour in wear, and drive time between jobs is the biggest hidden margin leak. How to book chemistry, trucks, and routes as three separate cost centers.

bookkeeping
small-business
cost-of-goods-sold
Check Fraud Is Still the #1 Payment Threat in 2026 — Here's What to Do About It
·mike

Check Fraud Is Still the #1 Payment Threat in 2026 — Here's What to Do About It

The 2026 AFP Payments Fraud Survey found 76% of U.S. organizations faced payment fraud in 2025, with paper checks the top target at 58% — ahead of ACH debits (30%) and wires (25%). Here's a practical small-business defense checklist, from Positive Pay and ACH filters to callback verification and weekly reconciliation.

fraud-prevention
fraud-detection
small-business
Swim School Bookkeeping: Deferred Revenue for Session Packs, Instructor Pay, and Pool Costs
·mike

Swim School Bookkeeping: Deferred Revenue for Session Packs, Instructor Pay, and Pool Costs

A $400 session pack is a liability, not June revenue — swim school bookkeeping hinges on deferring prepaid lesson income, budgeting pool leases as fixed costs, and classifying certified instructors correctly. Covers franchise cost benchmarks ($95K–$3.75M), instructor pay of $19–$35/hour, USA Swimming fee pass-throughs, and a monthly close checklist.

bookkeeping
small-business
revenue-recognition
Delaware's Commercial Corridor Initiative: Who Qualifies for the $4.5M Small Business Renovation Grant
·mike

Delaware's Commercial Corridor Initiative: Who Qualifies for the $4.5M Small Business Renovation Grant

Delaware's new Commercial Corridor Initiative (DCCI), launched July 14, 2026, offers matching grants covering 10–25% of renovation costs up to $25,000 for brick-and-mortar small businesses in qualifying commercial corridors. Here's who's eligible, what expenses count, and how to get your books lender-ready before the first awards in September 2026.

grants
small-business
financing
Friendly Fraud Is Now 75% of eCommerce Disputes: A Small Merchant's Guide to Fighting Chargebacks
·mike

Friendly Fraud Is Now 75% of eCommerce Disputes: A Small Merchant's Guide to Fighting Chargebacks

Friendly fraud costs eCommerce merchants an estimated $132 billion a year and now accounts for roughly 75% of all disputes, yet merchants win only 8.1% of manually contested chargebacks. Here's how small merchants can prevent disputes, use Visa CE3.0 evidence, stay under the 1.5% VAMP ratio, and track the true cost in their books.

chargebacks
payments
fraud-prevention
Funeral Home and Cemetery Bookkeeping: How Pre-Need Trusts and Revenue Recognition Actually Work
·mike

Funeral Home and Cemetery Bookkeeping: How Pre-Need Trusts and Revenue Recognition Actually Work

Pre-need funeral contracts can span 40 years between payment and service, so GAAP defers the revenue as a liability until delivery — while cemetery plot sales are recognized immediately as real-estate-like transactions. A guide to state trusting percentages, perpetual care funds, and the bookkeeping separations that keep deathcare businesses compliant.

bookkeeping
revenue-recognition
trust
Gymnastics and Cheer Gym Bookkeeping: Getting Tuition, Team Fees, and Meet Travel Right
·mike

Gymnastics and Cheer Gym Bookkeeping: Getting Tuition, Team Fees, and Meet Travel Right

A $3,600 competition-team fee paid in August isn't August revenue — it's deferred revenue recognized monthly across the season. How gymnastics and cheer gyms should book team fees, classify coaches (1099 vs. W-2), depreciate spring floors and mats under Section 179, and budget meet travel.

bookkeeping
revenue-recognition
youth-sports
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