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Financial Reporting

Create accurate financial reports and statements for better insights

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Opening Balance Equity: How to Set Up Books Mid-Year and Zero It Out
·mike

Opening Balance Equity: How to Set Up Books Mid-Year and Zero It Out

Opening Balance Equity is a temporary holding account that must read $0.00 once setup is done. This guide explains why it appears, how to set up books mid-year from a trial balance, and the exact journal entry to move the residual into Retained Earnings or Owner's Equity.

accounting-basics
equity-instruments
bookkeeping
Quality of Earnings Reports: How Sellers Protect Their Price in a Business Sale
·mike

Quality of Earnings Reports: How Sellers Protect Their Price in a Business Sale

A Quality of Earnings report normalizes a company's earnings, reconciles them to cash, and tests every add-back. Sellers who commission their own QoE averaged a 7.4x EBITDA multiple versus 7.0x for those who did not.

business-acquisition
small-business
financial-reporting
Quality of Earnings Reports: How Sellers Defend EBITDA, Survive Buyer Due Diligence, and Avoid Last-Minute Price Cuts
·mike

Quality of Earnings Reports: How Sellers Defend EBITDA, Survive Buyer Due Diligence, and Avoid Last-Minute Price Cuts

A Quality of Earnings (QoE) report decides whether a buyer accepts your EBITDA or re-trades the deal price. This guide breaks down the 12 add-backs buyers accept, the 8 they reject, and how the working capital peg quietly cuts seller proceeds at closing.

mergers-and-acquisitions
business-exit
business-valuation
Sales Returns and Allowances: Contra-Revenue Accounting Under ASC 606
·mike

Sales Returns and Allowances: Contra-Revenue Accounting Under ASC 606

Sales returns and allowances are contra-revenue, not expenses. This guide shows the journal entries, ASC 606 refund liability and right-of-return asset, and how to estimate returns at period-end so net sales and gross margin stay honest.

revenue-recognition
accounting
financial-reporting
The Section 1375 Sting Tax: How Former C Corps Pay 21% on Passive Income and Lose Their S Election After Three Years
·mike

The Section 1375 Sting Tax: How Former C Corps Pay 21% on Passive Income and Lose Their S Election After Three Years

Section 1375 imposes a flat 21% sting tax on S corporations that carry C-corp earnings and profits when passive investment income exceeds 25% of gross receipts, and three consecutive years over that threshold terminates the S election automatically. This guide walks through the excess net passive income formula, the three-year cliff under Section 1362(d)(3), and three planning moves to defuse exposure before year-end.

s-corp
c-corp
tax-planning
ASC 805 Purchase Price Allocation: Acquired Intangibles, Earn-Outs, Pushdown Accounting, and Form 8594 Reconciliation
·mike

ASC 805 Purchase Price Allocation: Acquired Intangibles, Earn-Outs, Pushdown Accounting, and Form 8594 Reconciliation

How acquirers execute a purchase price allocation under ASC 805 — identifying intangibles, handling bargain purchases and earn-out volatility, electing pushdown accounting, and reconciling the GAAP allocation to Form 8594 under Section 1060.

mergers-and-acquisitions
business-acquisition
business-valuation
ASC 820 Fair Value Measurements for Private Companies: Level 1, 2, and 3 Hierarchy, Unobservable Inputs, and Earn-Outs
·mike

ASC 820 Fair Value Measurements for Private Companies: Level 1, 2, and 3 Hierarchy, Unobservable Inputs, and Earn-Outs

A practical guide to ASC 820 fair value measurements for private companies, funds, and CFOs—how to classify Level 1, 2, and 3 inputs, build defensible Level 3 valuations for private equity stakes and earn-outs, write disclosures auditors accept, and survive scrutiny of unobservable assumptions.

financial-reporting
business-valuation
audit
Subchapter T Patronage Dividends Explained: How Co-ops Avoid Double Tax, Issue Qualified and Nonqualified Written Notices of Allocation, and Report Member Distributions on Form 1099-PATR
·mike

Subchapter T Patronage Dividends Explained: How Co-ops Avoid Double Tax, Issue Qualified and Nonqualified Written Notices of Allocation, and Report Member Distributions on Form 1099-PATR

How Subchapter T lets U.S. cooperatives deduct patronage dividends and avoid corporate double tax — covering the 20% cash floor for qualified written notices of allocation, the post-2017 shift toward nonqualified treatment, per-unit retains, Form 1099-PATR box-by-box reporting, Section 199A(g) for specified ag co-ops, and the recordkeeping that turns a deduction into a defensible one.

cooperatives
tax
tax-compliance
Allowance for Doubtful Accounts: Keep Accounts Receivable Honest
·mike

Allowance for Doubtful Accounts: Keep Accounts Receivable Honest

The allowance for doubtful accounts estimates how much of your receivables won't be collected. This guide covers the percentage-of-sales and aging methods, the three journal entries, and the mistakes that distort financial statements.

accounts-receivable
bad-debt
accounting-basics
ASC 815 Hedge Accounting for Private Companies: Document Swaps and Forwards Without Wrecking Earnings
·mike

ASC 815 Hedge Accounting for Private Companies: Document Swaps and Forwards Without Wrecking Earnings

ASC 815 requires derivatives to be marked to market through earnings unless you elect hedge accounting at inception. A guide to the three hedge models, the simplified approach for private companies, and the documentation mistakes that turn a clean economic hedge into quarterly earnings volatility.

accounting
financial-reporting
risk-management
Asset Retirement Obligations Under ASC 410: How Operators Record the Future Cost of Restoring a Site at Day One
·mike

Asset Retirement Obligations Under ASC 410: How Operators Record the Future Cost of Restoring a Site at Day One

ASC 410-20 requires recognizing an asset retirement obligation on day one — the day the well is drilled, the tower is erected, or the leasehold build-out is finished. A walkthrough of triggers, fair-value measurement using the credit-adjusted risk-free rate, annual accretion as operating expense, the lease-vs-ARO boundary under ASC 842, and the journal entries operators in oil and gas, telecom, and retail most often get wrong.

accounting
liability
fixed-assets
How to Design a Chart of Accounts That Tells You Something
·mike

How to Design a Chart of Accounts That Tells You Something

A bloated chart of accounts with 200 entries hides profit instead of revealing it. Most small businesses need 30 to 60 accounts, numbered in family blocks with gaps, with COGS separated from operating expenses and departments tracked as dimensions rather than duplicated accounts.

accounting-basics
small-business
bookkeeping
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