#health-insurance
Health Insurance
Track health insurance costs and employee benefits
Small Business Health Care Tax Credit: The Complete Employer's Guide to Claiming Up to 50%
Employers with fewer than 25 FTEs and average annual wages below the IRS cap can claim up to 50% of health insurance premiums through the Small Business Health Care Tax Credit. This guide covers 2026 eligibility, the sliding-scale math, Form 8941 mechanics, and the mistakes that kill otherwise valid claims.
Self-Employed Health Insurance Deduction: A Complete Guide
Self-employed filers can deduct 100% of qualifying health insurance premiums above-the-line via Form 7206 and Schedule 1 line 17, provided the business is profitable and neither spouse had access to subsidized employer coverage. The guide covers S corporation W-2 requirements, ACA marketplace subsidy circular calculations, age-based long-term care caps, and the five most common errors that trigger IRS disallowance.
How S Corporation Owners Can Deduct Health Insurance Premiums
Learn the essential tax rules for S corporation owners regarding health insurance premiums and how to maximize deductions while avoiding costly mistakes.