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Payroll

Payroll management, processing, and compliance for businesses of all sizes

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Your $35,568 Exempt Employee Could Still Owe Overtime — If They Work in the Wrong State
·mike

Your $35,568 Exempt Employee Could Still Owe Overtime — If They Work in the Wrong State

Federal overtime stays at $684 per week after the 2024 rule was vacated, but Washington ($80,168), California ($70,304), Colorado ($57,784), New York ($62,400–$66,300), and Maine ($45,300) now exceed it for 2026 — learn the three-test rule, where state law controls, and a six-step payroll audit to avoid back-pay and liquidated damages.

payroll
compliance
small-business
Hiring Farm Workers in 2026: Form 943, the $150 and $2,500 Tests, and Why Farm Payroll Files Once a Year
·mike

Hiring Farm Workers in 2026: Form 943, the $150 and $2,500 Tests, and Why Farm Payroll Files Once a Year

Farm payroll doesn't use Form 941. Learn how Form 943's annual filing, the $150 per-worker and $2,500 aggregate cash-wage tests for FICA and withholding, and the separate $20,000 FUTA threshold work in 2026, plus the bookkeeping split that keeps farm and nonfarm liabilities off the wrong return.

payroll
agriculture
farming
When Your Subsidy Check Follows Attendance, Not Enrollment: A Daycare Owner's Guide to the 2026 CCDF Flexibility Rule
·mike

When Your Subsidy Check Follows Attendance, Not Enrollment: A Daycare Owner's Guide to the 2026 CCDF Flexibility Rule

HHS's May 12, 2026 final rule restoring CCDF flexibility rescinded four 2024 mandates — the 7% co-payment cap, grants-or-contracts set-aside, prospective payment, and enrollment-based billing — effective July 13, 2026. Learn what attendance-based reimbursement means for daycare cash flow, how the 85% and five-day absence thresholds work, and which bookkeeping habits keep subsidy revenue predictable.

childcare
compliance
bookkeeping
Florida's SB 606 Operations Charge Rule: What Restaurants Must Disclose on Menus, Bills, and Receipts Starting July 1, 2026
·mike

Florida's SB 606 Operations Charge Rule: What Restaurants Must Disclose on Menus, Bills, and Receipts Starting July 1, 2026

Florida SB 606 takes effect July 1, 2026 and redefines restaurant fee disclosure: every mandatory operations charge — service charges, auto-gratuities, delivery fees, and card surcharges — must be shown on menus, contracts, and ordering apps in compliant font, on the face of the bill, and as three separate receipt lines for tip, operations charge, and sales tax. Learn what counts as an operations charge, where to disclose, and how to book each line correctly.

restaurant
compliance
bookkeeping
QuickBooks Will Auto-File Every Payroll Tax on July 1, 2026: What You Lose (and Gain) When Manual Filing Disappears
·mike

QuickBooks Will Auto-File Every Payroll Tax on July 1, 2026: What You Lose (and Gain) When Manual Filing Disappears

Starting July 1, 2026, QuickBooks Workforce and QuickBooks Online Payroll will automatically pay and file every payroll tax you have set up — 941, 940, state withholding and SUTA — with no option to turn off automated taxes. Learn which deposits and forms are affected, how bank-debit timing hits cash flow, why the one-time July 1 FUTA catch-up matters, and the double-entry bookkeeping that keeps liabilities matched to debits and filed returns.

payroll
quickbooks
tax
2026 HSA Limits Rise to $4,400 and $8,750: The Small Business Owner's Pre-Open-Enrollment Playbook
·mike

2026 HSA Limits Rise to $4,400 and $8,750: The Small Business Owner's Pre-Open-Enrollment Playbook

IRS Rev. Proc. 2025-19 raises 2026 HSA limits to $4,400 self-only and $8,750 family, with a $1,000 catch-up at 55+, and lifts HDHP minimum deductibles to $1,700/$3,400. This guide explains how small businesses must update cafeteria plans, payroll caps, and bookkeeping before open enrollment to capture the triple tax benefit and avoid overcontribution and comparability penalties.

small-business
employee-benefits
payroll
Illinois Just Made Cocktails-to-Go Permanent: SB 618 Sealed-Container Rules and Bookkeeping for Bars and Restaurants
·mike

Illinois Just Made Cocktails-to-Go Permanent: SB 618 Sealed-Container Rules and Bookkeeping for Bars and Restaurants

Illinois SB 618 makes cocktails-to-go permanent July 1, 2026, requiring tamper-evident sealed containers, four-element labeling, a seven-day fill clock, employee-only delivery, and age verification, with ABV-based gallonage tax and separate POS bookkeeping to keep the channel profitable and audit-ready.

restaurant
compliance
bookkeeping
New Jersey's ABC Test Is Now Final: What Every Business Hiring Contractors Needs to Do Before October 1
·mike

New Jersey's ABC Test Is Now Final: What Every Business Hiring Contractors Needs to Do Before October 1

New Jersey adopted final ABC test regulations on May 5, 2026, effective October 1 — applying the same three-prong test across unemployment, wage and hour, and wage payment laws. Learn how remote work and app-based control change the analysis, the per-worker penalties, and a six-step audit to complete before the deadline.

small-business
payroll
compliance
The DOL Wants to Scrap Its Six-Factor Contractor Test: What the 2026 Two-Factor Proposal Means for Your Business
·mike

The DOL Wants to Scrap Its Six-Factor Contractor Test: What the 2026 Two-Factor Proposal Means for Your Business

The DOL's February 26, 2026 proposal (RIN 1235-AA46) would replace the 2024 six-factor contractor test with a two-factor economic-reality analysis weighing control and opportunity for profit or loss. Here is what changes, why the 2024 rule is in enforcement limbo, and what to document in your books now while the rescission is pending.

independent-contractor
small-business
compliance
Florida's Operations Charge Law (SB 606) Takes Effect July 1, 2026: How Restaurants Must Disclose Every Service Fee
·mike

Florida's Operations Charge Law (SB 606) Takes Effect July 1, 2026: How Restaurants Must Disclose Every Service Fee

Florida SB 606 amends Statute § 509.214 effective July 1, 2026, requiring restaurants to disclose every mandatory operations charge—its amount and purpose—on menus and receipts before the order, on its own line separate from tax and tips. Includes the payroll treatment (service charges are wages, not tips), sales-tax exposure, and a chart-of-accounts setup to book each fee cleanly.

restaurant
compliance
sales-tax
Ohio's Permanent Escheat Law: What the Nation's First Stadium-Funded Unclaimed Property Takeover Means for Your Books
·mike

Ohio's Permanent Escheat Law: What the Nation's First Stadium-Funded Unclaimed Property Takeover Means for Your Books

Ohio H.B. 96 creates the nation's first permanent escheat at scale — unclaimed funds reported on or before January 1, 2016 vest permanently in the state on January 1, 2026, with a rolling 10-year bar thereafter, and $1.7 to $1.9 billion is slated for the new Cultural and Sports Facility Fund including $600 million for a Cleveland stadium.

unclaimed-property
compliance
bookkeeping
Section 127 Made Permanent: The $5,250 Tax-Free Student Loan and Tuition Benefit
·mike

Section 127 Made Permanent: The $5,250 Tax-Free Student Loan and Tuition Benefit

Section 127 lets an employer give each employee up to $5,250 a year, tax-free, toward tuition or student loan payments — now permanent under the One Big Beautiful Bill Act and indexed for inflation from 2027. This guide covers the written-plan and nondiscrimination requirements, the W-2 treatment, and a clean chart-of-accounts setup.

tax-planning
employee-benefits
small-business
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